# Patrice De La Ossa

Type: Person

Source: Finance Intelligence Brief — https://getfinancebrief.com/entity/patrice-de-la-ossa
Canonical HTML page: https://getfinancebrief.com/entity/patrice-de-la-ossa

## Timeline

- **2026-09-05**: Mortgage rates remain elevated four years on — The average 30-year fixed mortgage rate has largely hovered above 6% for four years, leaving homeowners like Patrice De La Ossa waiting for refinancing relief.
- **2025-12**: Above-6% mortgages surpass sub-3% loans — For the first time since the pandemic, more homeowners held a mortgage rate above 6% than one below 3%, according to a Redfin analysis of FHFA data.
- **2020**: Pandemic-era mortgage rates fall below 3% — 30-year fixed mortgage rates dropped below 3%, prompting a wave of refinancing among homeowners.

## Recent coverage (1 stories)

### 30-Year Mortgage Rates Have Stayed Above 6% for 4 Years, Costing $900/Month
2026-09-05 23:00:05 · Sentiment: Bearish · Impact: 6/10 · Sources: 2

The Federal Reserve's higher-for-longer rate environment has pushed the 30-year fixed mortgage above 6% for four years, with more homeowners above 6% than below 3%. This financial strain weighs on household budgets and mortgage-backed securities prepayment assumptions.
Full story: https://getfinancebrief.com/story/finance-mortgage-rates-above-six-percent-lockin

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