# Non-bank financial institutions

Type: Company

Source: Finance Intelligence Brief — https://getfinancebrief.com/entity/non-bank-financial-institutions
Canonical HTML page: https://getfinancebrief.com/entity/non-bank-financial-institutions

## Timeline

- **2026-09-27**: RBI Bulletin published — The RBI released its Bulletin arguing the high credit-deposit ratio does not signal a funding constraint.
- **2026-09-15**: Credit vs deposit growth narrows — Bank credit growth stood at 18.1% against 17.3% deposit growth.
- **2026-08-31**: Deposits hit 15-year growth high — Aggregate deposits of scheduled commercial banks grew 17.8% year-on-year, the highest rate in 15 years.
- **2026-05**: Incremental CD ratio peaks — The incremental credit-deposit ratio peaked at roughly 114% before declining thereafter.
- **2026-03**: CD ratio reaches 82.2% — The credit-deposit ratio rose to 82.2%, driven partly by a lower investment-deposit ratio and higher bank capital.
- **2021-09**: Credit-deposit ratio baseline — Scheduled commercial banks' credit-deposit ratio stood at 68.6%.

## Recent coverage (1 stories)

### India CD ratio hits 82.2% but RBI says banks face no funding stress
2026-09-28 13:06:07 · Sentiment: Neutral · Impact: 5/10 · Sources: 2

The RBI's latest Bulletin argues India's climbing credit-deposit ratio — 82.2% as of March 2026, up from 68.6% in September 2021 — is not a standalone funding-stress signal. Deposit growth of 17.8% (a 15-year high), a 125% liquidity coverage ratio, and record-low gross NPAs suggest the banking system is absorbing strong credit growth without strain. For investors, the read-through is stability rather than stress, though the gap between 18.1% credit growth and 17.3% deposit growth bears watching.
Full story: https://getfinancebrief.com/story/india-credit-deposit-ratio-82-2-rbi-no-funding-stress

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