# FIRMA Insurance Solutions

Type: Company

Source: Finance Intelligence Brief — https://getfinancebrief.com/entity/firma-insurance-solutions
Canonical HTML page: https://getfinancebrief.com/entity/firma-insurance-solutions

## Recent coverage (1 stories)

### Lumber’s Captive Health Program Claims 25% Annual Cost Savings for Construction
2026-08-09 16:27:45 · Sentiment: Neutral · Impact: 5/10 · Sources: 2

Lumber’s licensed benefits practice introduces a captive health program with a written five-year savings guarantee, allowing construction firms to self-fund and potentially save 25% annually versus fully insured plans. With unused captive dollars returned to employers, the model offers a novel financial structure at a time when healthcare cost trends hit a 17-year high.
Full story: https://getfinancebrief.com/story/lumber-captive-health-cost-savings

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