# CreditNinja

Type: Company

Source: Finance Intelligence Brief — https://getfinancebrief.com/entity/creditninja
Canonical HTML page: https://getfinancebrief.com/entity/creditninja

## Recent coverage (1 stories)

### BNPL Hits 16% of U.S. Adults: Credit Risk Mounts in Everyday Checkout
2026-08-14 16:27:24 · Sentiment: Bearish · Impact: 6/10 · Sources: 2

For finance professionals, the Fed's 2025 survey confirms BNPL has moved from niche lending to mainstream consumer credit: 16% of U.S. adults used it in the prior year, up from 10% in 2021, with higher adoption among younger and lower-income borrowers. Overlapping small-payment plans create underappreciated credit, fee, overdraft, and default risks for providers and investors alike.
Full story: https://getfinancebrief.com/story/finance-bnpl-credit-risk-16-percent-adults

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