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As housing affordability reaches historic lows, prospective buyers are increasingly weighing the use of 401(k) and IRA assets to fund down payments. While regulatory pathways exist for penalty-free access, the long-term erosion of compound interest poses a significant threat to future financial security.
As the 2026 tax filing season commences, investors face a shifting landscape of adjusted capital gains brackets, updated retirement contribution limits, and heightened reporting requirements for digital assets. Expert analysis from TurboTax's Lisa Greene-Lewis highlights the critical need for proactive portfolio management to mitigate liabilities under new IRS inflation adjustments.
As gold prices surge past equity benchmarks in early 2026, investors are increasingly pivoting toward precious metals to hedge against market volatility. This shift highlights the growing role of "Gold IRAs" and physically backed ETFs as essential components of modern retirement planning.
A record percentage of American workers are tapping into their 401(k) plans for hardship withdrawals to cover immediate financial emergencies. This trend highlights the persistent pressure of high living costs and the erosion of household liquidity despite broader economic growth.
President Donald Trump has announced a new initiative to provide a federal 401(k) match of up to $1,000 for workers who do not receive retirement contributions from their employers. The move aims to incentivize savings among gig workers and small business employees while addressing long-standing disparities in retirement security.